Quick Approval for Car Title Loans Online & Near Me

A Title Loan is a secured type of loan that you can obtain by giving the lender a title to your car. Since this is a secured type of loan, your car is a collateral and a guarantee that you will pay off the debt on time.

In order to be approved and receive money, you need to take the car title for and your vehicle to the lender's store, where a specialist will evaluate your car and offer the loan amount. After that, you will transfer the car title to the lender and receive a payment.

The loan amount may vary depending on the vehicle, its make and age. The minimum loan amount is $ 100, the maximum loan amount is $ 10,000.

The age of your car accepted for a Title Loan differs by company. It’s not so important that your vehicle is brand new. The more essential feature used to evaluate your vehicle is its true value. It can influence the amount of the loan and its interest rates.

Yes, you can drive your car during the loan. After signing the contract, the lender does not take away your car, he just becomes the owner of the car title.

Car Title Loans are not only fast and easy to get, they can also help you raise your credit score if repaid on time. You can use a Title Loan to consolidate your debts. Or make sure to pay the money back on time and show that you are a responsible borrower. Your payments will be reported to all the major credit bureaus which can improve your credit score.

Got in trouble repaying a high interest car title loan? It’s possible to lower your payments and APR by refinancing your car title loan.

Title Loan refinancing can help:

• Lower your monthly payments
• Prevent your car title loan default
• Borrow extra cash
• Lower the APR and interest rates

• Your driver’s license, valid state issued ID cards and passports, or Social Security Number to verify your identity.
• A proof of residence.
• A proof of  your income and ability to repay the loan.
• An auto title in your name.

At the time of the loan repayment, the lender is the owner of your car title. All you need to do in order to get the title back is to pay the amount with interest within the terms specified in the contract. After the loan is fully repaid, your title will be returned to you.