Emergency Payday Loans | Good Friend Loans

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Our company does not make any attempt to obtain information that personally identifies our users who visit our web site with the exception of users who fill out online applications. It is not our policy to sell or otherwise provide access to such information to unaffiliated third parties.

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The domain name through which you gained access to our Web site;

The precise time and date that you entered our web site.

The URL of the web page through which you linked to our web site.

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Wireless Policy

SMS Disclosures and Terms
This Short Message Service ("SMS") Disclosure ("Disclosure") applies to each account you have with us for which you have elected to receive SMS messages. We received consent to SMS message via the online application, or verbal authorization from you for both the owners of this website, lenders, and processors to SMS message.

1. The words "we," "us," and "our" refer to us along with our agents, with whom we have contracted to facilitate payments to your Account(s). The words "you" and "your" mean you, the individual identified on the account(s) you have with us ("Account"). As used in this Disclosure, "SMS Notifications" means any SMS (text message) communication from us to you pertaining to your Account, including, but not limited to, account or payment information, promotions, due date reminders, delinquent accounts, coupons and other marketing material.

2. How to UNSUBSCRIBE. You may withdraw your consent to receive SMS Statement Notifications by texting STOP to the message you receive. You may also withdraw your consent by calling us at 855-561-5626. At our option, we may treat your provision of an invalid mobile phone number, or the subsequent malfunction of a previously valid mobile phone number, as a withdrawal of your consent to receive SMS Statement Notifications. We will not impose any fee to process the withdrawal of your consent to receive SMS Statement Notifications. Any withdrawal of your consent to use SMS Statement Notifications will be effective only after we have a reasonable period of time to process your withdrawal.

3. For HELP on Services. To request additional information, text HELP to the message you receive or contact us by telephone at 855-561-5626.

4. Opt-in Sign agreements and any addendums to opt-in for SMS courtesy text services. When applicable, a confirmation message is sent to verify you are in possession of the device for the cell number you provided, inform of applicable Msg & Data Rates and frequency for all subsequent SMS or MMS.
Opt-out To cancel SMS courtesy text message services, simply reply STOP to the message received to opt-out of respective text message services. Text STOP to the message you receive!

5. How to Update Your Records. It is your responsibility to provide us with a true, accurate and complete mobile number and to maintain and update promptly any changes in this information. You can update your mobile number by calling us at 855-561-5626

6. Hardware and Software Requirements. To receive SMS Statement Notifications that we make available to you, you must have:
a SMS-capable mobile phone;
an active mobile phone account with a communication service provider that offers SMS services;
sufficient storage capacity on your mobile phone

7. Communications in Writing. All SMS Statement Notifications in electronic format shall be considered "in writing" to the extent allowed by law.

8. Charges. There is no service fee for SMS Statement Notifications but you are responsible for any and all charges, including, but not limited to, fees associated with text messaging, imposed by your communications service provider. Consult your mobile service carrier's pricing plan to determine the charges for sending and receiving text messages. These charges will appear on your phone bill.

9. Other Important Terms. Additionally, you agree that we may send any SMS Statement Notifications through your communication service provider in order to deliver them to you. You agree to provide a valid mobile phone number for these services. You further agree to indemnify, defend and hold us harmless from and against any and all claims, losses, liability, cost and expenses (including reasonable attorneys' fees) arising from your provision of a mobile phone number that is not your own or your violation of applicable federal, state or local law, regulation or ordinance. Your obligation under this paragraph shall survive termination of the Agreement. SMS Statement Notifications are provided for your convenience only. We will not be liable for losses or damages arising from any delay in delivery or disclosure of account information to third parties by your communication service provider We may modify or terminate our text messaging services from time to time, for any reason, and without notice, including the right to terminate text messaging with or without notice, without liability to you, any other user or a third party. We reserve the right to modify these Terms of Use from time to time without notice. Please review these Terms of Use from time to time so that you are timely notified of any changes.

What is an Emergency Payday Loan?

Emergency Payday Loan is an easy and safe way to get funding if you find yourself in a difficult life situation and urgently need money. You can get approval almost instantly and cover your expenses before your paycheck. The loan amount ranges from $100 to $1000. There are many types of emergency loans such as bank loans or credit card cash advances, however the most popular is the Emergency Payday Loan. Since many people cannot get a traditional bank loan, Emergency Payday Loan can be a great solution.

Everyone would like to get a cash injection right away, preferably as soon as the need arises. What is the best thing to do then? Where to turn? You will probably direct the first steps to the bank, but how to quickly get out of financial trouble, if it turns out that applying for a loan will take a long time or, worse, the bank refuses to support you? If you need a small amount for a short period - you can take advantage of the offer of payday companies.

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How Online Emergency Loans work

Online loans are offers available entirely online and without leaving your home. Such products are offered by both loan companies and some banks. You will get the vast majority of loans without income certificates.

This means that an online loan is a normal loan offer, but you can get it without visiting the stationary branch of the selected lender. You will go through the entire process 100% online. Inference, verification, contact with the company - all remotely.

Customers eagerly reach for this type of offer. It is not surprising because online loan and all remotely available services are a very good and convenient solution these days. It is worth knowing that the withdrawal of money also takes place remotely - by transfer to a bank account. It is a loan via the Internet on your account.

Online payday loans can be used for any emergency

When you want to borrow money from a bank, you must specify the purpose of the financing, you may also need to provide a certificate from your employer about your income. Online lenders care about the privacy of the clients and do not require such letters.

Clients' goals are different, which is why payday loan lenders have prepared a flexible tailored offer - you can borrow from 100 to 1,000 dollars, which can be spread over 30 days. Most often, an urgent online payday loan is used to buy household appliances, a new car, or complete a renovation at home. You can also choose to finance your own development or your children's development, as well as fulfill your long-postponed dreams of an exotic journey. Only you decide what to allocate the additional funds to.

No income verification is required

It is also worth emphasizing that they accept various sources of income, including:

contract of employment,
contract of mandate,
contract work,
pension,
benefits,
own business,
agricultural production.

Why apply for an emergency payday loan online?

You can conclude an online payday loan agreement online, via courier, or over the phone.

It is worth emphasizing that submitting the online application shortens the credit decision process as much as possible. The non-contact service will be appreciated by people from smaller towns, who so far had to travel to financial institutions for a long time, or customers who care about minimizing contact during the flu season.

Borrowers who apply for additional funds for the first time will certainly be pleased to be able to comfortably contact a financial advisor who will answer all bothering questions and dispel doubts. It is worth emphasizing that the system developed is completely safe, and lenders collect your data only for the purpose of concluding a loan agreement. Online payday loans also meet all transparency requirements, and the contracts are devoid of stars or legal tricks.

Emergency Payday Loans Online - how to choose the best one?

Currently, you can find a really large number of loan offers on the Internet. This is seemingly good news, but it is very easy to get lost among so many offers. The most important thing is to first determine the amount you want to borrow and the repayment period that will be right for you. Then you can look for specific offers. Then, rankings of offers that contain information about the most important loan parameters may be useful.

Comparing several offers at the same time may allow us to choose the one that is best for us. Therefore, one of the most important loan parameters is the total amount to be repaid. It is worth checking the amount of the Annual Percentage Rate, i.e. the APR. This ratio informs us about the total financing costs per year. For others, an important detail when selecting an offer may be the verification of customers in debtors' registers. Customers with a negative credit history also have a chance to get money, as some companies also offer loans for those in debt.

The first loan is free

While browsing the offers of loan companies, we can come across advertisements encouraging us with a slogan saying about a free loan. How true is that? What interest do loan companies have in lending us money for free? Well, it is a procedure very often used by loan companies. Indeed, the first loan is completely free. We have to pay back exactly as much as we borrowed and not a dollar more. The condition is, of course, the repayment of the entire debt on the agreed date. If we are late even one day, we may be charged with standard loan fees. So what do loan companies earn if payday loans do not bear interest at all? First of all, they will gain a customer. A person who is satisfied with good customer service and an instant, the trouble-free loan will be happy to return at a later time for another loan, this time with an appropriate interest rate. It can be said that this is a win-win situation.

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What are the benefits of an Emergency Payday Loan?

Before applying for a loan, you need to examine its benefits to make sure they meet your needs.

Simple and convenient online application
Instant solution within minutes
Bad credit is not a problem
Possibility to get money for any purpose
24/7 Online request
Safe application
A loan from $ 100 to $ 1000.

What are the requirements for an Emergency Loan?

Be 18 years of age and a US citizen or official resident
Have a minimum income of $ 1000 after taxes
Be in the current job for at least 90 days
Provide an active bank account
Have a phone and email

Where can I get an Emergency Payday Loan?

You can get a loan in two ways: by applying at the lender's store or online. If you want to apply in person, you have to look for the closest lender near you, wait in line and deal with a lot of paperwork.

Online application is the most convenient option at the moment since you do not need to drive to the lender's store. You can fill out the form 24/7 and get approved while sitting at home!

How do I apply for an Emergency Loan Online?

In order to get a loan you need to follow 3 simple steps:

Fill out the form. The online application is as simple as possible and it will take you no more than 3 minutes to complete it.
Wait for an answer. Lenders approve funding applications almost instantly. If you are approved, the lender will contact you to discuss the terms of the loan and repayment.
Get your money. After signing a loan agreement, you will be able to receive payment. The money will be transferred to your bank account within one business day.

Can I get an Emergency Loan with no credit check?

This usually depends on the lender you choose. Some of them require a credit check, but most use databases to view your profile and the ability to repay the loan. This way, more often than not, you don't have to deal with a hard credit check. However, before applying, make sure you can repay the loan in order to avoid additional problems.

17 Jun 2022

Author: Ronnie Houk

Ronnie Houk is a professional in the field of financial advice, in particular in the field of loans. He studied at one of the best universities in the United States and even during his studies he was famous for his knowledge of finance, economics and the market in general. Ronnie can help you choose the best loan, the best deal, or just find the best job. Ronnie has been writing articles, reviews, researching the market for many years, as well as editing already finished works.

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