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A payday loan allows you to borrow the amount of short term cash you need with a quick and easy online application. For example, as a first time Payday loans in the past have sometimes been presented in a negative light. You may hear about "astronomical" interest rates and charges, and how.Payday alternative loans, or PALs, allow members of some federal credit unions to borrow small amounts of money at a lower cost than traditional payday loans and repay the loan over a longer period. These features can help borrowers avoid the potential debt trap created by high-cost, for-profit.
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